In home banking on the Move Money Tab > Send Money > External Transfers > Pop Money
The information you provide on a contact determines how the payment you send to them will be processed and how s/he will be notified.
Email address: your contact will receive an email with instructions on how to direct the payment into his or her bank account.
Mobile phone: your contact will receive a text message with instructions on how to direct the payment into his or her bank account. (The contact may incur fee for the text message.)
Bank account information (routing and account number): the money will be directly deposited into your contact's bank account. You will also have the option to send the contact an email. Please note that the bank account information is not mandatory to send money to your contact